In the world of digital assets, bold predictions often fuel investor excitement and speculation. However, every so often, a narrative aligned with real-world infrastructure developments emerges and demands serious attention.
That appears to be the case now with XRP, where the convergence of on-chain utility, legacy payment systems, and institutional pilots is shaping a compelling story.
Real-World Pilot in Motion
The crypto analyst Skipper flagged a recent pilot linking Mastercard, WebBank, Gemini Trust Company, and Ripple Labs. According to his post, this use-case is more than hype—it’s “actually becoming very real.” The pilot uses the stablecoin RLUSD on the XRP Ledger to settle card payments, shifting settlement flows from legacy rails to blockchain.
RLUSD, launched in December 2024, is a USD-backed regulated stablecoin. According to multiple sources, the pilot will let WebBank and Mastercard test using RLUSD on XRPL for credit-card transaction settlement.
XRP IS GOING TO $750 AS JAKE CLEVER PREDICTION IS BECOMING VERY REAL!
You will never see #XRP back at $2 ever again. It will rise above $35 – $50 and by November 22nd, XRP will pump to $750!
— Skipper | XRPL (@skipper_xrp) November 7, 2025
Why Adoption Equals Potential Demand for XRP
If legacy settlement flows migrate onto XRPL, the utility of XRP could rise significantly. The logic: more transaction volume, deeper network activity, and heightened institutional interest.
The XRPL is no longer only a token ledger—it could become a backbone for regulated finance. Higher on-chain liquidity and usage typically attract market revisit, especially when paired with major players like Mastercard.
Skipper’s invocation of the prediction by Jake Claver—a target of $750 for XRP by year-end—reflects this narrative. While extreme, it becomes more plausible under conditions of fast adoption and macro tailwinds.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
Risks and Realities
Despite the promise, pilots do not guarantee a widespread rollout. Regulatory approval, technical integration, and operational scaling all remain pending. As reported, the pilot is an early test, not yet a production system. Market participants should note that price implications often lag utility adoption. Hype without execution may fizzle.
Moreover, XRP trading remains influenced by broader crypto market sentiment, regulatory burdens, and speculative flows. Thus, while the infrastructure narrative is stronger than before, the path to $750 is far from assured.
In conclusion, the convergence of RLUSD’s regulated stable-coin model, XRPL’s settlement rails, and large-scale card-network partnership gives the XRP thesis fresh momentum. Skipper’s commentary frames it as “actually becoming very real” in response to the Mastercard-WebBank pilot.
If the pilot scales and institutional adoption follows, demand for XRP could grow meaningfully. Yet, investors must temper expectations with caution. Execution remains key. While the $750 target remains speculative, the underlying narrative is evolving from theory to possible reality.