The debate over XRP’s long-term valuation continues to generate strong opinions within the crypto community. One of the most ambitious projections is that the token could eventually reach $10,000, a claim dismissed by some as unrealistic but supported by others who argue that XRP’s fundamentals could justify such levels.
Comparisons to Bitcoin’s Early Growth
XRP advocate Xena recently revisited this projection, drawing parallels between the skepticism surrounding XRP today and doubts about Bitcoin in its early years. She highlighted that when Bitcoin traded below $1,000, many considered predictions of far higher prices unreasonable.
Over time, however, Bitcoin rose from a few cents to more than $100,000, proving many critics wrong.
According to Xena, XRP’s current price above $2 has led many to disregard the possibility of exponential growth, but she believes history shows that such dismissals can be premature. She stressed that conviction and long-term patience are essential, arguing that dismissing XRP’s potential mirrors the attitudes that caused many investors to underestimate Bitcoin.
Without a doubt…and it's not a belief. It will.
I know, I know. Some people always say : let's cross ATH first.
But that's not the point.
When articles said Bitcoin will reach $1M people said let's reach $1000 first.
Look at the price today. And many regret not holding a… https://t.co/DHtcauZGFt
— Xena XRP (June 25, 2025)
To bolster her argument, Xena cited Arthur Britto, a Ripple co‑founder, who has been quoted as saying XRP was designed to accommodate values as high as $10,000 per token. She acknowledged that even if the asset fell short of this figure, such a design consideration still points toward the possibility of significantly higher valuations than the current market price.
Efficiency in Cross‑Border Payments
Other commentators have also reinforced the idea of a higher XRP valuation. An account known as Chesty Puller’s Ghost referenced insights from Ripple Chief Technology Officer David Schwartz, who in 2017 outlined why a low XRP price could hinder efficient cross‑border transactions.
Schwartz explained that conducting large transfers at low token prices would require impractically large quantities of XRP. For example, sending $1 million at $1 per coin would take one million tokens, while moving $50 billion would demand 50 billion XRP.
Conversely, at $10,000 per token, only 100 XRP would be needed for a $1 million transfer, making the network more practical for large‑scale financial settlements.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (June 15, 2025)
Institutional Timeline for Adoption
Adding to these arguments, Jake Claver, Managing Director at Digital Ascension Group, has publicly attached a timeline for XRP to reach the $10,000 level. He suggested that such growth could take place within 24 months, positioning the asset for major institutional integration by 2027.
Claver’s projection, while ambitious, underscores the belief among some advocates that XRP’s design and intended use case support far higher valuations.
Proponents such as Xena emphasize that the focus should not be on convincing skeptics but on encouraging those who already see XRP’s potential to remain committed. For these advocates, the real issue is not whether the token can ever reach $10,000 but whether investors are willing to stay positioned if it does.
While predictions of XRP reaching $10,000 remain controversial, advocates argue that historical precedents in the crypto market, the token’s design considerations, and its utility in global payments justify a case for significant long‑term appreciation.