A recent analysis by crypto enthusiast X Finance Bull has highlighted a notable shift in institutional behavior within the digital asset market. The observation points to a continued accumulation of XRP during price dips, a trend that contrasts with declining exposure to Bitcoin and Ethereum. This shift is supported by data indicating consistent inflows into newly launched XRP exchange-traded funds (ETFs) since their inception.
These inflows have been significantly strong when compared to their Bitcoin and Ethereum counterparts. This suggests a potential rotation of capital towards assets perceived to possess regulatory clarity and defined utility within payment infrastructure.
Bearish on $XRP? 🚨🚨 Institutions are literally buying the dips you fear!
Institutional capital is quietly rotating out of Bitcoin and Ethereum…and flowing straight into XRP
Week after week, XRP ETFs are pulling $200M+ in fresh inflows.
BTC and ETH? Bleeding.
Institutions… pic.twitter.com/a4yalISr5h— X Finance Bull (@Xfinancebull) December 6, 2025
ETF Demand and Capital Movement
Current market figures indicate that cumulative XRP ETF inflows have ranged between $874 million and $906 million within the initial weeks of trading. Daily movements further reinforce this trend, with XRP ETFs recording over $50 million in fresh inflows on December 3 alone, bringing their total to more than $874 million.
Short-term comparisons further illustrate this divergence. Over a recent 3-day period, XRP ETFs accumulated approximately $207 million in new capital. In contrast, Bitcoin ETFs gathered around $52 million, and Ethereum ETFs secured $51 million during the same timeframe.
On December 2, XRP ETFs saw inflows of approximately $67 million. Bitcoin ETFs received nearly $58 million, while Ethereum ETFs experienced close to $10 million in outflows.
X Finance Bull described this pace of accumulation as indicative of an inflection stage, suggesting that XRP is absorbing institutional capital at a rate faster than the broader market typically anticipates.
Community Questions on Acquisition Channels
In response to the post, an X user identified as BristolSociety3 raised questions regarding the methods employed by ETF providers to acquire substantial amounts of XRP.
The user inquired why ETF providers were reportedly sourcing supply primarily through over-the-counter (OTC) desks rather than through open-market purchases. The reasoning provided was that OTC accumulation does not immediately influence an asset's price. The user suggested that investors might expect ETF issuers to contribute to upward price movements rather than circumvent them.
Clarification from X Finance Bull
X Finance Bull responded by explaining that ETF desks prioritize securing adequate inventory over short-term price action. The focus during the accumulation phase is operational rather than speculative, and thus, it is conducted in ways that minimize disruption to market prices.
Once inventory is established, any significant market movement would occur in the open market as normal trading volume interacts with constrained supply. The perspective offered is that the recent inflow data provides a clearer indication of institutional intent than day-to-day price volatility.
The additional inflow figures and observed accumulation behavior contribute to a more detailed understanding of how institutional positioning around XRP is developing.
The market data referenced offers measurable context to X Finance Bull’s analysis, reinforcing the view that the emerging patterns in ETF activity signal a continuing shift in investor allocation within the digital asset sector.