Versan Aljarrah, founder of Black Swan Capitalist, has issued a firm view on the future of XRP. He stated that “Holding XRP is basically owning a seat on the lifeboat before everyone realizes the ship is sinking.”
His statement gained traction because he sees XRP as an asset that can withstand a sharp reset in financial markets. He added that “When the debt bubble pops and the speculation layer collapses, XRP won’t follow the market, it will separate from it.”
He believes that XRP will act as an asset with unique resilience during periods of financial stress. His comments also suggest that XRP could become a major tool in global finance after this reset.
Holding XRP is basically owning a seat on the lifeboat before everyone realizes the ship is sinking. When the debt bubble pops and the speculation layer collapses, XRP won’t follow the market, it will separate from it.
Expanding XRP’s Role In Finance
Ripple advanced several initiatives in 2025 that increased confidence among its supporters. The company launched upgrades to the XRPL. Developers gained access to new features that improved asset issuance and liquidity tools. They also have access to smart contracts through an EVM-compatible environment.
Ripple also integrated prime brokerage services after it acquired Hidden Road. Hidden Road has since been rebranded to Ripple Prime. This effort shows an intent to deepen XRP’s role in institutional settlement.
These moves strengthened the view that XRP can support high-volume payment activity. They also backed Aljarrah’s argument that the digital asset holds value through utility rather than speculation.
Rising Institutional Interest in XRP
XRP ETFs expanded in the U.S. this year. The REX Osprey fund marked the first launch, followed by new products from Canary Capital and Bitwise. Major financial giants, such as Franklin Templeton and Grayscale, are set to launch their products soon. These will help expand XRP’s institutional reach.
These funds increased regulated access to XRP. They also increase trading volumes as investors seek exposure through established financial platforms. Market participants have anticipated spot XRP ETFs for years. These products can significantly impact the asset’s price.
Outlook for XRP
Aljarrah set a strong view on XRP’s future role in a market that may face stress. He believes that utility-driven assets can gain attention during uncertain periods. Many experts believe a major global financial reset is coming. They also think that the digital asset will dominate the new system once the dust settles.
XRP has hit many new milestones in 2025. These developments support the idea that the asset can stay relevant during market stress.