DUBAI, UAE, Jan. 14, 2026 /PRNewswire/ — Bybit, the world’s second-largest cryptocurrency exchange by trading volume, has introduced a brand new XAUT Flexible Easy Earn offering under Bybit Earn, featuring an Annual Percentage Rate (APR) boost as gold hits a record $4,600. Unlike traditional gold storage methods where investors retain the precious metal without earning interest, on-chain tokenized gold like XAUT enables users to capitalize on gold’s upward trend while simultaneously earning yield on their holdings, combining the best of both wealth preservation and income generation.
This update enables eligible Bybit users to earn up to 11% APR on tokenized gold (XAUT) holdings of 0.05 to 0.1 XAUT, with a base 1% APR applying to balances above 0.1 XAUT, effective immediately.
With gold price surpassing $4,600 per ounce for the first time, Bybit Earn rises to meet global investors’ heightened safe-haven demand driven by geopolitical tensions and uncertainty. At the end of 2025, gold concluded its historic rally with a 65% increase in prices.
Advantages of Tokenized Gold
Tokenized gold like XAUT are testament to the value of financial innovation. It provides unique benefits compared to physical gold:
- •Yield Opportunities: In addition to potential gold price appreciation, holders can unlock earning potential on-chain lending and staking, a feature previously unavailable with physical gold.
- •Fractional Ownership: Tokenized gold like XAUT allows ownership from as little as 0.001 XAUT, enabling accessible entry-level investing unavailable with physical gold bars or coins.
- •24/7 Global Liquidity: Trade or transfer instantly around the clock on blockchain platforms, without dealer spreads or banking hour limitations.
- •No Storage Hassles: Eliminates vault fees, insurance, transportation risks, the need for physical space and thereby theft concerns, all through blockchain custody.
Bybit's XAUT Flexible Easy Earn Features
Bybit’s XAUT Flexible Easy Earn stands out with no lock-up period, daily interest accrual, and anytime withdrawals. Its tiered APR structure also incentivizes smaller positions to broaden access to gold-backed yields.
With both flexibility and maximized exposure to yield opportunities, Bybit Easy Earn helps traders capture potential market upsides and sets the gold standard for on-chain advantages for CEX users.
About Bybit
Bybit is the world’s second-largest cryptocurrency exchange by trading volume, serving a global community of over 80 million users. Founded in 2018, Bybit is redefining openness in the decentralized world by creating a simpler, open and equal ecosystem for everyone. With a strong focus on Web3, Bybit partners strategically with leading blockchain protocols to provide robust infrastructure and drive on-chain innovation. Renowned for its secure custody, diverse marketplaces, intuitive user experience, and advanced blockchain tools, Bybit bridges the gap between TradFi and DeFi, empowering builders, creators, and enthusiasts to unlock the full potential of Web3. Discover the future of decentralized finance at Bybit.com.
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