As the crypto market prepares to enter the next big cycle, investors are weighing the options to identify the best crypto to buy for long-term gain. Cardano (ADA) is still one among the most popular layer-1 blockchain platforms but has shown lower price appreciation and has yet to capitalize on its on-chain development successes. On the other hand, Mutuum Finance (MUTM) is already moving quickly as the next crypto to hit $1, focusing on risk-adjusted lending with an automatic risk-balancing function in the DeFi crypto market that will dominate the upcoming adoption cycle. At only $0.035 in price, new investors are looking to capitalize on the best crypto to buy prior to mainstream adoption. As the next crypto to hit $1, the contest is no longer ADA among meme coins but mainstream maturity vs. exponential growth.
Cardano (ADA) Technical Outlook
At the current stage, Cardano (ADA) is still in the process of establishing an ABC corrective move after its drop and still lacks strong momentum as sellers take over. The price chart recognizes that there is robust resistance situated within the $0.65–$0.66 range. If ADA fails to break above $0.66 with enough strength and instead holds below it, then there might be further downturn movement towards the $0.53–$0.50 area. Only after managing to break above $0.66 with confidence will there be a possibility to experience some form of resurgence with medium-term potential.
As some investors are taking a second look at the potential ADA has to offer in the near term, others are finding newer investment alternatives within the market; this is the key reason that attention has shifted to Mutuum Finance (MUTM), the best crypto to buy for early exposure and potential growth.
Moving on to Phase 2 in the Roadmap, Building Mutuum Finance
Mutuum Finance is already moving forward in Phase 2 of its development roadmap, entitled “Building Mutuum,” which focuses on the technical development of the platform. In this stage, the development team is working on coding smart contracts and performing extensive internal testing on the DApp to build the front-end and back-end components. This stage also encompasses the development of sophisticated features for the platform and incorporating risk parameters and analytics to improve the dependability and efficiency of the platform before the testnet launch.
Once Phase 2 has been finished, Mutuum Finance will move on to Phase 3, Finalizing Mutuum. This is the final stage of preparation that precedes its launch on the mainnet with V1 on the Sepolia testnet. Phase 3 will include activities such as testing on the testnet environment with a bug reporting system integrated.
A Defining Milestone: V1 Protocol Launch
The soon-to-be-unleashed V1 version is set to be a watershed event in the life history of Mutuum Finance. The testnet version will enable functions such as the establishment of the liquidity pool, use of the mtToken, use of the Debt Token solution, and use of the Liquidator Bot solution on the platform. The aim here is to enable the use of popular cryptocurrencies such as ETH and USDT. The environment here will enable the full functionality test of the product before proceeding to release further functionalities to more cryptocurrencies. The full product will be rolled out in 2026.
Momentum Builds as Phase 6 Nears Completion
As Phase 6 is about to complete its allocation fully, the momentum with which Mutuum Finance has gained lately shows no signs of slowing down. The fact that the project has had such success with its presale and that the development roadmap has been rather clear has led to it becoming a best crypto to buy in 2025.
The V1 testnet launch has further added to the buzz among investors and developers. The systematic development and increase shown by Mutuum Finance has been impressive. The crypto market is uncharted territory, and to see such organized development and growth has been impressive. As Phase 6 is almost complete, the project has shown promising development.
Mutuum Finance has already managed to raise over $18.8 million with almost 18,000 contributors, with Phase 6 over 90% sold and priced at $0.035. Phase 7 pricing climbs to $0.04. The project’s DeFi solution with twin lending, V1 testnet launch, and excellent roadmap development puts MUTM in the list of top cryptocurrencies to invest in with the potential to be the next crypto to hit $1.
For investors looking to secure the best crypto to buy before the market moves higher, Mutuum Finance offers a unique combination of real utility, clear roadmap, and high adoption momentum. With strong fundamentals and Phase 6 almost sold out, MUTM is positioned to become the next crypto to hit $1.