New High-Yield Product Offers Competitive Interest on Crypto, Stablecoins, and Euros
Clapp Finance, an all-in-one crypto management platform, has introduced Flexible Savings, a new high-yield product designed to allow users to earn competitive interest on their crypto, stablecoins, and euros without locking up their funds. This innovative offering provides a secure and liquid method for users to grow their wealth directly within the Clapp Finance app.
The introduction of Flexible Savings addresses the increasing demand for passive income generation on digital assets. The product offers an impressive annual percentage yield (APY) of up to 5.2% on a range of assets, including EUR, BTC, ETH, and various stablecoins. Interest is compounded daily, and users retain instant access to their deposited funds.
“People want their money to grow without being tied up,” said Ilya Stadnik, CEO of Clapp Finance. “Banks offer low rates; many crypto products require lockups. Flexible Savings changes that — it lets you earn a high yield while keeping full access to your funds. This is the start of our hub for diversified earnings, with Fixed Savings coming soon, to give you total control over your wealth.”
Key Features of Clapp Flexible Savings
- •High yield, no lockups: Users can earn up to 5.2% APY and withdraw any amount at any time.
- •Daily compounding: Interest earned is added to the user's balance every 24 hours.
- •Multi-asset support: The product supports earning yield on EUR, USDC, USDT, BTC, and ETH.
- •Secure & regulated: Assets are safeguarded by Fireblocks, and Clapp Finance is a registered EU Virtual Asset Service Provider (VASP).
- •Fully integrated: Savings can be managed seamlessly within the Clapp Wallet, alongside other features like trading, credit lines, and portfolios.
Redefining Savings with Unprecedented Flexibility
Within the Clapp Finance ecosystem, savings are an integral part of a user's financial strategy. Users can earn yield and then instantly move their funds to trade, manage credit, or invest, all without incurring fees or experiencing delays. This unparalleled liquidity makes Flexible Savings an ideal solution for emergency funds, achieving financial goals, or managing idle capital effectively.
Current APY Rates
- •EUR, USDC, USDT: 5.2% APY
- •Ethereum (ETH): 4.2% APY
- •Bitcoin (BTC): 3.2% APY
Market Context and User Adoption
The launch of Clapp Flexible Savings comes at a time of significant growth in the yield-bearing stablecoin sector, which has experienced a 13x expansion in under two years. This trend signifies a substantial shift in investor behavior as individuals increasingly seek reliable passive income streams that surpass traditional financial offerings.
Getting Started with Clapp Flexible Savings
Users can activate Clapp Flexible Savings within the app in a matter of seconds. The service is accessible with a minimum deposit equivalent to €10 or $10.
About Clapp Finance
Clapp Finance is a European fintech company established in 2025, providing a comprehensive crypto management platform. Its integrated suite of services, including a wallet, exchange, savings accounts, investment portfolios, and credit lines, effectively bridges the gap between centralized finance (CeFi) and decentralized finance (DeFi). Clapp Finance aims to empower users in over 130 countries with user-friendly tools for managing their digital assets.