Crypto commentator Austin (@Austin_XRPL) recently highlighted the significant growth potential for XRP. He stated that anyone holding 10,000 XRP is already pre-rich. The remark draws attention to the remarkable rise in the token’s value over the past year and the projections experts have made for its future.
Rapid Growth Since 2024
In late 2024, XRP traded at $0.50. At that time, 10,000 XRP cost $5,500. Investors who purchased at that time have already seen substantial gains. Today, XRP trades at $2.07, meaning the same 10,000 tokens are worth over $20,000. This represents a 3x increase in just over a year.
Notably, experts have indicated that this growth phase placed XRP within an accumulation zone that has lasted 13 months. Once the asset breaks out, it could see further gains, potentially smashing through its all-time high of $3.65.
If you hold 10,000 $XRP you are pre rich
— Austin (@Austin_XRPL) January 17, 2026
Potential for Major Gains
Analysts have projected that XRP could reach as high as $589, with some suggesting it could rise to four or even five-digit prices. If the asset hits the $589 target, someone investing a little over $20,000 now could see their holdings grow to $589,000.
Larger investments or continued growth could increase these returns, potentially making some holders millionaires. This forecast is the context behind Austin’s description of token holders as pre-rich.
Market Dynamics Supporting XRP
Several factors contribute to XRP’s growth potential. Its adoption in financial systems and partnerships with institutions enhances demand for the token. XRP benefits from global attention and usage within the multinational payment infrastructure, positioning it for future price appreciation.
Regulatory clarity has also given rise to spot XRP ETFs, which have seen massive demand from institutional investors. Investors tracking the market can observe that the token’s value has already risen significantly within a short period, suggesting continued interest and activity around it.
Investing Early Is the Best Strategy
XRP’s current market price allows both early adopters and new investors to benefit. Those who purchased XRP when it was under $1 have already experienced meaningful gains. New investors entering the market at the current $2.07 level are participating in a stage that analysts describe as having strong upside potential.
The growth seen in recent years underlines how early investment in XRP can translate into large financial gains. With projected targets significantly higher than the current price, token holders may realize substantial returns if these forecasts materialize.