Stablecoins are the big story this year. Digitap ($TAP) is already up 240% since its presale began, and now the question is: could $TAP mirror Solana’s early rise? Payment companies are building around stablecoins, which act like digital dollars, because most checkout payments still run on banks and card networks.
Reuters reported on January 14, 2026, that Visa is expanding stablecoin payments and stablecoin-linked cards, while merchant acceptance of stablecoins remains limited. Under that constraint, the most useful products are the ones that let people spend crypto like normal money, without needing to learn new payment systems.
Digitap aims to address that exact choke point by helping users spend digital money in daily life, and it uses a fixed-supply token, along with a plan to reduce supply by using platform fees to buy tokens and remove them from circulation.
Solana’s Early Breakout Began With Builders Showing up on a Live Network
Solana’s early story is a clean example of how “use first” narrative form. Solana’s 2020 recap says its main network went live before the end of March 2020, meaning it became a real public network, not just an idea. In July 2020, FTX and Alameda announced Serum built on Solana, a concrete vote of confidence that signaled real activity rather than a marketing-only cycle.
Price did not react immediately to early usage, and Nansen’s review of SOL’s 2021 run described SOL beginning the year around $2 before peaking around $259 in November 2021. The important element in the analogy is sequence. A working product drew builders, builders drew attention, attention accelerated capital inflows, and capital inflows amplified the narrative.
The Real Test Is Spending, Stablecoins Are Pushing Cards and Wallets To Improve
Reuters reported that Visa’s stablecoin settlement is running at about $4.5 billion per year. That is still small compared to Visa’s total payment volume, but it is big enough for Visa to keep testing new stablecoin programs. Reuters also reported that Polygon Labs announced over $250 million in acquisitions connected to stablecoin payment tools, showing that payments are a key focus, not an extra feature.
Stablecoins work like digital dollars; people use them when local banking is slow, costly, or unavailable. Card networks remain a bridge, because most merchants still accept cards, not stablecoins directly. In this situation, products that simplify holding, converting, and spending across “digital dollars” and traditional money can gain traction even when speculative trading cools.
Digitap’s positioning lines up with the constraint, as the app is an all-in-one wallet-and-card product that supports Apple Pay and Google Pay, offers a privacy-focused “stealth mode,” and has different account levels. The app already has a live beta version, and the token is meant to be used in the product, not just a promise for the future.
Best Crypto Presale To Buy in January 2026 Depends on Numbers That Can Be Verified
Digitap’s presale lists Round 3 pricing at 1 $TAP = $0.0427, with a next listed price of $0.0439. About 191.15 million tokens sold, with roughly $4.1 million raised and a progress indicator at 72.39%.
The earliest Digitap presale price is $0.0125. If you compare $0.0125 to $0.0427, that is about a 3.4x change, which works out to roughly a 240% increase. The key point is what the number represents; it describes a presale price increase across stages, not a live market move, which matters for investing in crypto for beginners.
Digitap’s supply structure is straightforward and can be summarized in a few key points:
- •Total supply of $TAP is 2,000,000,000.
- •The presale allocation is 44%, and the team allocation is locked for five years.
- •The token uses a fixed supply cap and applies no buy or sell tax.
- •Half of the app fee profits (50%) are used to buy back $TAP and remove it from circulation. Other supply reductions are also tied to platform activity.
The idea is simple: a fixed maximum supply can reduce dilution over time. A fee-profit buyback and burn links product usage to shrinking supply. If demand stays steady or grows, a shrinking supply can increase scarcity. This depends on real usage and demand, not on minting new tokens to keep incentives running.
Presale participation is an early-stage purchase, not an exchange trade. Participation typically involves connecting a compatible wallet, then reviewing the current stage price, the next stage price, and the amount raised.
This usually means acquiring $TAP during staged pricing before wider exchange availability. Results still depend on product delivery, adoption, and overall market conditions.
Where the Solana Comparison Stops, and Where Presale Risk Stays Real
Solana is mainly about building the underlying blockchain network, while Digitap is a payments-and-wallet product for payments. The adoption path differs; Solana’s early traction depended heavily on builders and applications choosing the network. Digitap’s growth depends on consumer and business willingness to use a single app for storing funds, swapping between currencies, and spending through cards and account features.
Presales use a set stage price, so the first public trading price can jump fast once real buyers and sellers finally meet. Execution risk stays high because the first public trading price depends on real delivery, the app, the card rollout, and the onramp working at scale. One of the top crypto strategies for presale investing is to judge the team on delivery, compliance, support, and security first, then treat token design as extra support, not the main reason to buy.
Digitap points to third-party audits as a trust measure, including audits by Coinsult and SolidProof with supporting references. Team tokens are locked for five years, which can help reduce short-term selling pressure from team holdings.
One Digitap tier is designed for wallet use without identity checks, based on the project’s own tier descriptions. Card access and higher tiers may require identity checks because regulated payment services often need verification, and requirements vary by country and plan level. The most accurate way to judge the privacy feature is to look at the exact tier selected, because requirements change across tiers and countries.
Why Digitap Holds up Under the Pressure. Digitap Was Built To Solve
A checkout system built around card networks and banks keeps most digital money from being spendable without a bridge. Digitap is meant to act as the bridge between crypto and everyday spending, and the token design links platform fees to a shrinking $TAP supply through buybacks and burns, while keeping total supply capped.
Because Digitap uses platform fees to buy back and burn $TAP, more cards and wallet use can shrink the supply over time, which can make the model more durable than hype-only tokens. This reasoning uses presale dashboard numbers as the reference point, not online hype.