Ethereum Whales Build Amidst Bear Trap
Ethereum's whales have been increasing their accumulation in November 2025, taking in over 218,000 ETH during a period often characterized as a bear trap. This accumulation occurred as prices dipped below $4,000 following a 3% fall on October 30. Spot ETF flows also turned negative by $84 million on the same day, with Fidelity leading withdrawals at $69.5 million.
However, blockchain trackers have indicated other transactions flowing into Mutuum Finance (MUTM), an altcoin currently priced at $0.035. Six-figure transactions from institutional investors have been contributed to MUTM. The project has successfully raised $18,400,000 from 17,660 investors, with its DeFi use cases promising a return of 420% from the token’s launch price of $0.06, a figure that significantly dwarfs ETH’s yields for investors seeking enhanced returns.
Whales have accumulated over 218,470 Ether in the past week, a reversal from previous selling trends. This accumulation has pushed the holdings for the 10K-100K ETH group above 22.31 million, representing a 0.9% increase in the third quarter. Experts interpret this as a bullish divergence for Ethereum's price, noting the formation of higher lows while the Relative Strength Index makes deeper dips, suggesting a potential upward movement above $3,900 if the price can sustain levels above $4,000.
Despite a 2.7% fall in open interest to $46 billion and a limited impact from macro sentiment enhancers like the Fed's 25 bps rate cut, these accumulating investors are looking towards the long-term staking opportunity offering 3.4% yields. They are also anticipating potential short-term dips to $2,200 levels. These deliberate accumulation tactics, often observed from the Solana (SOL) or TRON chains, reflect a strong belief in Ethereum's $90 billion Total Value Locked (TVL) market share. Nevertheless, such investors are also exploring alternative currencies that offer enhanced benefits without the regulatory burden associated with ETFs.
Mutuum Finance Presale Attracts Whale Capital
A substantial six-figure investment has been injected by whales into the Mutuum Finance (MUTM) presale. One tracker reported a single purchase of $150,000 during phase 6, which has reached 85% sold at $0.035, reflecting a significant 250% increase from phase 1's price of $0.01. The fixed allocation per phase ensures the locking of $18,400,000 in funds from 17,660 wallets.
In contrast to the broad exposure offered by ETH, MUTM's lending mechanics allow major participants to lock away the associated token. This token represents the underlying profit stream of the protocol, thereby providing compound growth through accumulation, a feature not available with ETH staking. As a leading cryptocurrency investment, MUTM is receiving major support from whales, which provides the underlying momentum for explosive growth. Phase 6 is nearing its close, with access at $0.035 about to end, and phase 7 is set to launch with a nearly 20% price increase to $0.04.
Integration of Stablecoins Fuels Yields
Peer-to-Contract pools within Mutuum Finance (MUTM) have incorporated USDT as a primary stable asset for pool deposits. This integration allows whales to consolidate their assets into mutual reserves where their funds automatically accrue interest based on loan inflows, without being subject to the price fluctuations inherent in ETH's market performance. The Annual Percentage Yields (APYs) from these stablecoin pools range between 5% to 10%.
The stablecoin layer of MUTM effectively eliminates the impact of price volatility, enabling lenders to directly inject USDT into decentralized finance (DeFi) and profit from fees. This offers an attractive alternative to ETH investors, especially considering the substantial $1.91 trillion stablecoin trade volume on Ethereum.
Leaderboard Rewards Drive Engagement
The Mutuum Finance MUTM dashboard actively encourages whale participation through a leaderboard reward system. The top 50 token holders over a 24-hour period are eligible for rewards, with the daily winner receiving a $500 MUTM reward after their first transaction. The leaderboard resets daily at 00:00 UTC to maintain a high level of engagement.
This gamified approach within the MUTM interface incentivizes whales to increase their holdings to improve their ranking positions. This strategy rewards users both for participation and for the benefits associated with holding top cryptocurrencies, offering advantages that extend beyond ETH’s rewards for simple accumulation.
Early participants have already accrued additional benefits that compound into launch profits, further boosting leaderboard pursuits and attracting increased institutional attention. To intensify the competition, Mutuum Finance is organizing a $100,000 giveaway, with 10 winners each receiving $10,000 in prizes.
While Ethereum whale accumulations represent a solid foundation in the market, Mutuum Finance (MUTM) has emerged as a compelling investment opportunity. It combines steady rewards with the benefits of whale participation, projecting dramatic 420% growth. Investors are encouraged to participate in Phase 6 today, acquiring MUTM at $0.035 and joining the ranks of accumulators turning small investments into significant triumphs.