Liquidity remains one of the most discussed themes in digital finance, especially as institutions seek assets capable of handling large-scale settlement. XRP has often been positioned as a candidate for this role, given its focus on speed and efficiency in value transfer.
Adding to this conversation, Vincent Van Code, a software engineer and recognized voice in the XRP community, recently shared his views on how liquidity defines XRP’s future. His perspective came in response to a video where Ripple CEO Brad Garlinghouse stated that XRP could capture 14% of SWIFT’s volume within the next five years.
I keep telling everyone, the problem crypto solves is liquidity.
You can't print more money to create liquidity, that will just collapse fiat.
But you can have limitless (almost unlimited) liquidity simply by having say a token like XRP reaches $10k, that will create over $800T… https://t.co/YpLUe6Sgal
— Vincent Van Code (@vincent_vancode) October 2, 2025
Liquidity as a Core Function
Van Code argued that the central issue digital assets solve is liquidity itself. According to him, increasing fiat supply cannot create sustainable liquidity because it risks weakening traditional currencies. In contrast, he suggested that digital assets such as XRP offer a different dynamic, pointing to the possibility of “limitless” liquidity.
He explained that if XRP were to reach a valuation of $10,000 per token, it would generate over $800 trillion in liquidity. He clarified that this would not function in the same way as fiat markets, because an attempt to withdraw the full amount into fiat would immediately affect price levels in a manner resembling a logarithmic decline.
By this reasoning, liquidity in digital assets is not limited to fiat comparisons but instead operates through depth of markets and valuation scaling. His statement, “limitless liquidity is what you will be hearing over the next few years,” reflects his view that digital tokens provide a framework for scaling transactions without the constraints that limit traditional currencies.
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Relevance to the XRP Ledger
Van Code’s view on liquidity is based on the XRP Ledger, built to handle high transaction volumes with speed, low costs, and finality. If liquidity scales as he suggests, the XRPL could serve as the foundation for global settlement.
His remarks complement Ripple’s vision for XRP in financial infrastructure. While Garlinghouse pointed to XRP capturing 14% of SWIFT’s traffic, Van Code emphasized liquidity mechanics, framing XRP as more than just a bridge asset.
Outlook for Growth
If adoption and valuation increase, the XRPL could emerge as a leading network for liquidity across markets. This also positions XRP as a potential solution to institutional demand for scalable financial settlement. Though Van Code’s projection depends on a sharp rise in XRP’s price, his point remains that the ledger’s architecture supports sustainable liquidity.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.