Finance Expert: If You Hold XRP, Get Ready. Here’s Why

Ripple’s Strategic Expansion into Core Finance

Over the past two years, Ripple has quietly executed a string of acquisitions that reveal a clear and deliberate vision: building the backbone of the future financial system.

Its latest acquisition of Hidden Road, now rebranded as Ripple Prime, marks a defining move toward institutional integration. Ripple Prime is designed as a multi-asset prime brokerage service — bridging the gap between traditional finance and digital asset liquidity.

This comes on the heels of Ripple’s acquisitions of G-Treasury, Rail, Standard Custody & Trust, and Metaco, each filling a crucial gap in the company’s ecosystem.

From digital custody to treasury management and stablecoin rails, Ripple is positioning itself as a one-stop solution for banks, asset managers, and enterprises seeking seamless on-chain settlement infrastructure.

A Banking Ambition That Changes Everything

What has further caught the market’s attention is Ripple’s application for a U.S. banking license — a development that could be transformative. If approved, Ripple would gain the ability to directly custody assets, issue and manage stablecoins, and facilitate real-time settlements.

Such a move would make Ripple not just a blockchain company, but a fully integrated financial institution — a hybrid entity operating at the intersection of cryptocurrency, stablecoins, and traditional banking. This would place XRP within a tightly regulated framework where it could serve as an institutional bridge asset for liquidity movement.

“America’s Multi-Trillion Dollar XRP Reset Is Underway”

Crypto analyst and commentator Levi Rietveld, known for his deep-dive analyses under the “Crypto Crusaders” banner, recently took to X with a powerful declaration:

“America’s multi-trillion dollar XRP reset is officially underway.”

Rietveld referenced Ripple’s acquisition spree and its push for a banking license as evidence that the company is orchestrating a full-scale financial reset — one that integrates XRP at the core of global settlement and liquidity networks.

He further noted that Ripple is “putting together an enterprise of every single part of the financial world,” emphasizing that XRP “sits at the center of everything Ripple does.”

What It Means for XRP Holders

If Ripple succeeds in consolidating its acquisitions and securing a bank charter, XRP could transition from a speculative crypto asset to a functional, regulated liquidity bridge used across payment systems and institutional finance.

Demand for XRP may grow naturally as it becomes embedded in transaction settlements, corporate treasuries, and stablecoin operations.

This doesn’t mean overnight price explosions or market euphoria. Instead, it suggests a steady maturation of XRP’s use case — from retail speculation to real-world financial utility. For long-term investors, this marks a turning point: Ripple is not merely defending its regulatory ground; it is building an empire designed to anchor the internet of value.

In conclusion, Ripple’s actions over the past 24 months form a coherent strategy — it aligns regulatory compliance, institutional infrastructure, and blockchain interoperability. Levi Rietveld’s observation serves less as hype and more as foresight.

If you hold XRP, now is the time to keep a close eye on it. The building blocks for a global financial reset are being laid, and at the center of it all sits XRP, the token designed to facilitate the movement of value.