Forbes Outlines New XRP Price Prediction for 2030

Forbes has released a new assessment of XRP’s long-term outlook, offering a conservative projection for 2030 at a time when the broader digital asset market continues to face instability. Despite entering 2025 with considerable strength, XRP has struggled to maintain its earlier performance, prompting renewed debate about its long-term value. At the beginning of the year, XRP had risen significantly, advancing more than 580% from November 2024 and reaching a high of $3.40 in January. The asset has since retreated toward the $2 range and recently slipped below that threshold. Analysts expect that a recovery could occur once broader market conditions improve, though the timing remains uncertain.

Regulatory Clarity and Market Transition

In its latest analysis, Forbes contributor Zennon Kapron argues that XRP entered a new period in 2025 following the resolution of its long-running dispute with U.S. regulators. Ripple and the U.S. Securities and Exchange Commission agreed to withdraw their appeals in August 2025, preserving the 2023 court ruling that held XRP’s exchange-based transactions outside the scope of securities regulation. According to Forbes, the removal of this legal uncertainty has shifted attention away from regulatory risk and toward practical utility. Kapron notes that XRP will now need to demonstrate sustained real-world usage, supported by deeper liquidity, expanded payment corridors, and broader integration with traditional financial services. These elements, he asserted, will heavily influence any credible long-range price assessment.

Key Drivers That Could Influence XRP’s Outlook

Kapron identified several factors that could support future growth. One of the most significant is the global remittance market. Data cited in the report indicates that low- and middle-income countries received about $685 billion in remittances in 2024, with average fees near 6%. These costs reduce the funds available to families relying on international transfers, creating demand for more efficient payment rails. According to the analysis, XRP’s ability to facilitate cross-currency transactions without requiring pre-funded accounts positions it as a viable option for reducing transfer expenses. However, Kapron emphasizes that regulators and financial institutions will play a central role in deciding whether solutions based on XRP, stablecoins, or central bank digital currencies become dominant by 2030.

Liquidity remains another critical component. Citing Kaiko’s market data, Forbes highlighted a measurable improvement in order-book depth during late 2024 and early 2025. This development supports stronger execution quality, which is essential if major institutions consider incorporating XRP into their operations. At the time Kapron conducted the analysis, XRP was trading near $2.96 with a market capitalization of roughly $176 billion. The asset has since fallen to $1.93, lowering its valuation to about $117 billion.

Growing Utility Through Ripple’s Network

Kapron also examined developments within Ripple’s payment ecosystem. The report highlighted SBI Remit, which facilitates real-time transactions to several Asian markets, including the Philippines, Vietnam, and Indonesia, using XRP as a settlement asset. Additionally, Onafriq, a payments provider active in 27 African nations, has adopted Ripple’s technology to support regional transfers. Forbes indicates that broader participation from banks, fintech companies, and payment processors could materially increase XRP’s transaction volume over time, strengthening its underlying demand profile.

Forbes’ 2030 XRP Projection

For its 2030 forecast, Forbes referenced a Finder panel that estimated an average XRP price of $5.25 by the end of the decade. The same panel predicted a value of $2.80 by the end of 2025. These estimates sit well below the expectations of analysts who believe XRP could reach double-digit levels or higher. For example, Changelly’s outlook places XRP at a potential $25 by December 2030.

The report also acknowledges that new investment products could affect future valuation. Spot XRP ETFs are viewed as a potential catalyst for increased retail access and institutional inflows. Several firms have submitted filings, and interest has grown following the introduction of recent products. Canary Capital launched its XRP ETF on November 13 and has already attracted more than $300 million in inflows. Bitwise followed with its own offering on November 20, while Grayscale’s product is scheduled for release on November 24.

Kapron concluded that XRP’s long-term performance will largely depend on how much payment activity ultimately relies on the token. Forbes noted that although XRP now operates with more regulatory certainty than in prior years, it still faces competition from stablecoins and central bank digital currencies, which could shape its adoption trajectory through 2030.