Interest in fintech-focused crypto presales is rising again, particularly as the bear market continues to depress large-cap coins. Among these altcoins to buy, Digitap ($TAP) emerges as a strong contender. As the world’s first omni-bank, it offers a working app available on iOS and Android, Visa-compatible cards, and a full suite of services as a unified financial provider.
The timing could not be better. As people grow increasingly frustrated with legacy banking services, investors are swiftly pivoting to $TAP as a potentially strong cryptocurrency to buy now. It has enormous upside potential as an alternative to outdated financial services.
Payments and Banking Are Moving Toward Unified Finance
The global payments space is shifting toward simple, unified products. Users desire fewer apps, fast transfers, and clear tools. They need a single platform that allows them to move money, store assets, and handle crypto without switching between applications. This shift creates a significant opportunity for products that function as streamlined digital banks.
The traditional banking model has too many inefficiencies and complexities to cater to the current market demands. Many individuals are dissatisfied with being locked out of their accounts or having to undergo intrusive Know Your Customer (KYC) procedures for basic banking services. The banking industry also faces issues with hacks and scams, with a perceived failure to adequately protect sensitive information.
Another concern is the cost and speed of traditional banking. The system is known for high fees that can be difficult to understand, especially for cross-currency transactions. Transferring funds between bank accounts can take several days.
Furthermore, banks often lack interoperability with cryptocurrency products, with accounts associated with crypto transfers sometimes being shut down. The traditional system is not inclusive of modern financial products and often seeks to exclude them, despite the existence of billions of unbanked individuals globally who desperately need financial access but remain excluded.
Digitap’s New Omni-Bank Model: Full User Autonomy
Digitap offers an omni-bank app designed for payments, transfers, yield generation, asset storage, and more. The product is structured as a bank-style system that integrates crypto from its inception, featuring friction-free onboarding and full user ownership. Through a single account, users maintain complete control and can seamlessly switch between fiat and crypto finance, executing all traditional financial services.
This is precisely what the market is demanding. With the growing acceptance of crypto as a legitimate asset class, it makes little sense to maintain a separation between these two financial styles, especially when considering the benefits of crypto. Modern consumers are also increasingly uncomfortable with centralized banks extracting their data and desire identity-free control over their financial affairs.
Digitap offers KYC-free access, meaning that anyone with a smartphone and an internet connection can utilize the omni-bank product. It also provides 24/7 stealth mode with no tracking or monitoring of transactions. The platform balances light-touch regulatory compliance with user privacy.
The omni-bank aims for full user empowerment. It functions as a financial superapp, providing all necessary functions, including deposits, withdrawals, payments, savings, portfolio management, currency exchange, global IBANs, business packages, and 24/7 support. All of this is delivered through a zero-KYC, easy-to-use interface with complete user autonomy, representing a direct contrast to the legacy banking system.
Rewarding Tokenomics With 40% Black Friday Discount
The Digitap tokenomics have been designed to reward early participants from the outset. The price increases incrementally with each round, even as listed assets decline during bear markets. This provides a strong diversification mechanism. While the token currently trades at an approximate 80% discount compared to its projected listing price of $0.14, it also offers a limited-time 40% bonus.
This week, Digitap is introducing a 96-hour Black Friday event. New offers, including bonuses, card rewards, credits, product perks, and token bundles, are released hourly. Some offers are limited and expire as soon as the hour concludes, creating urgency and encouraging users to monitor the event.
A 40% reduction is a significant selling point for investors seeking top assets at a discount. $TAP offers multiple token incentives, including 124% APY, a 50% token burn, and an 80% early bird price reduction. Currently, the token is priced at $0.0326, with a projected increase to $0.0334 soon. Early-stage investment is expected to yield higher ROI if estimates are met.
On a project already offering robust tokenomics to investors, the Black Friday discount further enhances the value proposition for an already undervalued token aiming to disrupt the outdated banking industry.
Banking Disruption: Why $TAP Is A Top Altcoin To Consider
A banking revolution is underway, and the market is seeking a unified financial platform that provides full user access, privacy protection, and low fees. Digitap is a crypto presale with a live product that aims to deliver exactly that, eliminating the need for multiple apps for basic financial services.
This is why some analysts are recommending Digitap as a potentially strong cryptocurrency to buy right now. Due to its adoption and utility, it could potentially perform well despite the wider bear market and deliver substantial returns. Whale investors seeking altcoins to buy have been reallocating significant capital away from large-cap coins to $TAP, and for valid reasons.