The cryptocurrency market has never been short of bold predictions, but some stand out because they combine enthusiasm with tangible developments in global finance. XRP, one of the most widely followed digital assets, has once again taken center stage as traders and analysts debate whether it could one day achieve the seemingly impossible: a three-digit valuation.
That conversation has intensified after recent remarks from Levi of Crypto Crusaders, who tied XRP’s future growth to structural changes in cross-border payments and institutional adoption.
Levi’s Case for a $100 XRP
In a recent video shared on X, Levi of Crypto Crusaders told the XRP community that the asset’s unique alignment with legacy financial infrastructure makes it a prime candidate for explosive growth. He highlighted SWIFT’s shift toward supporting stablecoin transactions and emphasized that Ripple is uniquely positioned with systems designed to work seamlessly with SWIFT.
Levi further highlighted Ripple’s reported links to major institutions such as BlackRock, suggesting that such partnerships could pave the way for trillions of dollars in flows across Ripple’s ecosystem. In his view, these factors create a clear path for XRP to reach and even surpass $100 if adoption scales as expected.
$100 PER #XRP IS SO CLOSE! pic.twitter.com/P7uPDIQJ0S
— Levi | Crypto Crusaders (@LeviRietveld) September 29, 2025
Swift’s Modernization and Blockchain Integration
The argument gains context when considering Swift’s recent announcements. The global financial messaging giant has been piloting blockchain-based solutions and shared ledger technology to streamline cross-border payments. By exploring stablecoin and tokenized asset settlement, Swift has signaled its intention to remain relevant in a rapidly evolving financial landscape.
While it has not committed to one blockchain or token, its modernization strategy opens the door for integration with networks like Ripple’s XRPL, which was designed from inception to complement traditional banking infrastructure.
Ripple’s RLUSD and Institutional Channels
Ripple’s stablecoin, RLUSD, launched in late 2024, is another key element in this evolving picture. RLUSD offers a regulated, dollar‑backed token that connects institutional liquidity to on‑chain markets.
Reports of Ripple’s connections with asset management giants such as BlackRock and VanEck have reinforced speculation that RLUSD could become a vehicle for large‑scale tokenized finance initiatives. If even a fraction of the trillions managed by such firms were to move through Ripple’s rails, the implications for XRP demand and valuation would be significant.
The Scale of a $100 Valuation
Despite the compelling narrative, the numbers tell an important story. With a circulating supply of approximately 59.8 billion tokens, XRP at $100 would translate into a market capitalization of nearly $6 trillion. A fully diluted valuation at the 100 billion token max supply would place it closer to $10 trillion.
These figures would make XRP more valuable than any corporation in existence and rival the GDP of the world’s largest economies. Achieving this scale would require not just speculative buying but deep, structural integration into the global financial system.
Balancing Optimism with Realism
Levi’s outlook is rooted in real developments, but the path to $100 is steep. Swift’s modernization remains multi‑rail and inclusive of multiple blockchain partners, not exclusive to Ripple. Competing payment providers are racing to tokenize assets and capture market share.
Moreover, the regulatory environment, while improved by Ripple’s legal resolution with the SEC, will continue to shape how quickly institutional money flows into XRP. For now, XRP’s established role in cross‑border settlement, coupled with its expanding ecosystem, ensures it remains a serious contender for long‑term growth — though $100 remains a high bar in the near term.
The prediction from Levi of Crypto Crusaders underscores both the optimism and challenges surrounding XRP’s future. Swift’s exploration of blockchain, Ripple’s launch of RLUSD, and its institutional connections add credibility to the bullish thesis, while the sheer market cap requirements highlight the scale of the task.
Whether or not $100 becomes reality, XRP sits at the crossroads of legacy finance and blockchain innovation, making it one of the most closely watched assets in the crypto market.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in‑depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.