Market Expert: If XRP Hit $100 Would You Be Ready?

Rietveld’s Starting Point

Rietveld began by defining survival before profit. He stated, “The very first thing I’m going to do is find the monthly income that I need to survive and live comfortably.”

He set that figure at $10,000 per month, scaling it to $120,000 per year and extending it across 50 years. This calculation produced a clear $6 million goal. At a $100 XRP price, this equates to 60,000 XRP. The approach framed XRP as a tool for income stability, not a lottery ticket.

Turning XRP Into Regular Income

Rietveld then focused on capital efficiency, referencing the common principle that idle money loses power over time. His solution involved yield. He explained his intent to deploy XRP into interest-generating strategies rather than sell it instantly.

He noted that platforms exist offering yield on digital assets, including XRP. His goal involved compounding returns until the 60,000 XRP target balance was reached. After that, he described living off the yield rather than liquidating his principal. His message remained consistent: discipline matters more than speed, and allocation matters more than timing.

What This Signals for XRP

Rietveld’s comments reflect confidence in XRP’s long-term viability. His framework assumes deep liquidity, sustained demand, and functional markets at higher prices. These conditions require utility, not just narrative momentum.

Rietveld stated, “If you don’t get your money to work for you, you’re going to be broke forever.” The digital asset already powers a rapidly growing global payment infrastructure. Supporters argue that price expansion follows usage growth. A $100 valuation implies institutional depth, not retail frenzy.

Investors who enter positions early will benefit the most from this expected growth. Rietveld emphasized lifestyle planning over prediction. In that sense, the question is not whether XRP reaches $100, but whether holders will be ready when it does.