New Collateral Option for Enhanced Liquidity
Beginning October 27, 2025, MEXC Loans users can now utilize their Bitcoin holdings as collateral to borrow USDT or USDC. This feature offers a competitive annual percentage rate (APR) starting from 5%, providing a valuable avenue for users to access liquidity while maintaining their exposure to Bitcoin's price movements.
MEXC Loans functions as a flexible lending service where users can pledge one cryptocurrency to borrow another. The borrowed funds can be strategically employed for various purposes, including spot and futures trading, investment in earn products, facilitating withdrawals, or addressing general liquidity requirements. The introduction of BTC as collateral signifies MEXC's commitment to empowering users with more versatile financial tools within the digital asset space. Interest on loans accrues on a daily basis, and the pledged collateral is automatically released upon full repayment of the loan.
Key Benefits of MEXC Loans with BTC Collateral
- •Cost-Effective Capital: Access loans with competitive rates starting at 5% APR. The daily interest rate is calculated as APR divided by 365.
- •Immediate Loan Access: Enjoy a streamlined and efficient process for borrowing and repaying funds at any time.
- •High Initial Loan-to-Value (LTV): Benefit from an initial LTV ratio of up to 85%, positioning MEXC Loans among the most attractive options in the market.
- •Flexible Fund Utilization: Utilize borrowed funds across the diverse range of products offered by MEXC according to your specific needs.
- •Optimized Capital Efficiency: Unlock liquidity from your Bitcoin holdings while continuing to benefit from potential BTC price appreciation.
To access this service, users are required to complete their Primary KYC verification. This expansion underscores MEXC's ongoing dedication to developing financial instruments that maximize the utility of users' digital assets. The exchange plans to continuously refine its product offerings to better support users' evolving trading and investment strategies within the dynamic digital asset ecosystem.
About MEXC
Established in 2018, MEXC operates under the mission "Your Easiest Way to Crypto." The platform serves a global community of over 40 million users across more than 170 countries. MEXC is recognized for its extensive selection of trending digital assets, frequent airdrop opportunities, and competitive trading fees. Designed to cater to both novice traders and experienced investors, MEXC provides a secure and efficient gateway to the world of digital assets, emphasizing simplicity and innovation to make crypto trading more accessible and rewarding.