Pundit: XRP Is Inside Every Bank In Europe. $400 Will Happen

Crypto analyst Ripple Bull Winkle has made bold assertions regarding XRP’s integration across Europe, describing what he calls an unfolding network effect within the continent’s banking system. In his latest video, he argues that multiple financial institutions have already adopted Ripple’s technology, with some reportedly using XRP for settlement. His remarks focused on the scale of adoption and the accelerating effects of interbank connectivity across the Single European Payment Area (SEPA).

Expanding Network Integration

According to the analyst, dozens of European banks are now linked to Ripple’s infrastructure. He claimed that once banks begin connecting to the system, the process becomes self-sustaining as more institutions follow. Each new participant, he said, strengthens liquidity and settlement efficiency, forming what he describes as a compounding network effect. Ripple Bull Winkle likened the current phase to the early stages of the internet’s development, where initial infrastructure paved the way for widespread adoption. He emphasized SEPA’s strategic importance, describing it as the structural foundation that allows Ripple’s technology to interlink 36 countries under a unified payment framework. This framework provides a single operational channel for transactions, allowing cross-border settlements to occur faster and with fewer intermediaries. In his view, this alignment positions Ripple’s technology as a central component of Europe’s evolving financial landscape.

Liquidity, Speed, and Connectivity

In the video, Ripple Bull Winkle detailed how each new connection between banks enhances overall performance on the network. He explained that the more institutions that join, the greater the liquidity and reliability of the system becomes. He asserted that this momentum is already underway, with integration efforts increasing across the continent. The analyst referenced the concept of “network effect,” claiming that the benefits of XRP-based settlements multiply as the network grows, eventually reaching a point of irreversible adoption.

XRP’s Price Speculation

Beyond technical integration, Ripple Bull Winkle speculated on the potential market impact, suggesting that XRP could reach as high as $400 if current trends continue. He attributed this outlook to the expanding use of Ripple’s technology within the European banking sector and the liquidity benefits tied to institutional participation. However, he did not provide direct evidence or specific data to support the estimate. Instead, he frames it as a hypothetical projection based on adoption momentum. The analyst’s comments remain his personal assessment of XRP’s evolving position in the European financial ecosystem. While the video underscores optimism surrounding Ripple’s technology and its expanding reach, the claims have not been independently verified. Nonetheless, the presentation reinforces the ongoing discussion about blockchain integration within the traditional banking sector and XRP’s potential role within that transformation.