A recent analysis by crypto enthusiast X Finance Bull has brought renewed attention to remarks made by Ripple CEO Brad Garlinghouse during Binance Blockchain Week in Dubai. These comments shed light on a significant development that many retail investors might be overlooking, indicating a measurable shift in how institutions are positioning themselves around XRP through early ETF inflows.
Ripple CEO Highlights Early Institutional Positioning
During the event in Dubai, Garlinghouse disclosed that XRP-focused ETFs have already surpassed $700 million in inflows. X Finance Bull emphasized this point, noting that this milestone has been reached at a very early stage, especially considering that crypto ETFs still account for only a small portion of the global ETF market. He argued that this suggests institutions are in the early phases of allocation, gradually increasing exposure rather than rushing into the market.
$700M in $XRP ETF inflows and most people still think it’s a side play
Brad Garlinghouse just dropped a stat that’s getting buried: XRP ETFs have already crossed $700 million… and we’re still in the first inning.
Crypto ETFs currently make up just 1–2% of the global ETF… pic.twitter.com/LQfE78AtOn
— X Finance Bull (@Xfinancebull) December 4, 2025
Why Institutions Are Focusing on XRP
X Finance Bull placed significant focus on the kinds of assets institutions are choosing at this stage. He emphasized that XRP’s continued ability to attract inflows—despite past legal disputes, regulatory delays, and negative media pressure—shows that it has maintained the trust of large financial players. He pointed to XRP’s liquidity profile, clearer regulatory positioning, and real-world utility as factors that make it appealing to institutions seeking long-term, structured investment exposure.
Retail Behaviour Versus Institutional Strategy
He also drew a contrast between institutional behaviour and the priorities of many retail investors. While retail interest often centres on short-term or speculative assets, major entities such as BlackRock and Vanguard appear to be quietly increasing their exposure to assets that offer stronger frameworks and more established use cases. According to the pundit, the steady inflows into XRP ETFs reflect this difference in approach, though it receives limited public attention.
XRP Community's Insight
Another market participant, CryptoWhat, commented that the consistent inflows signal growing institutional confidence. He noted that it is encouraging to see interest shift toward assets with clearer utility and more mature long-term structures as the market continues to develop. The confirmation from Garlinghouse in Dubai, combined with X Finance Bull’s observations, points to a clear trend of institutional engagement. With XRP ETF inflows exceeding $700 million and exchange supply gradually tightening, institutional participation may continue to support XRP’s longer-term outlook.