Ripple has announced a strategic partnership with Mastercard, WebBank, and Gemini, marking a bold step toward expanding the real-world use of its $RLUSD stablecoin. This collaboration will enable seamless fiat card payments using $RLUSD on the XRP Ledger, Ripple’s decentralized blockchain network.
The move is aimed at making stablecoin transactions more accessible in everyday commerce, bridging the gap between traditional finance and blockchain technology. By integrating with well-established financial players, Ripple is positioning itself to compete in the fast-growing space of digital payments.
$RLUSD to Power Fiat Card Settlements
At the center of this partnership is $RLUSD, Ripple’s upcoming US dollar-backed stablecoin. With Gemini as the custodian, WebBank facilitating fiat connections, and Mastercard’s vast payments network, this alliance lays the groundwork for using $RLUSD in real-time settlements for card transactions.
Users could soon use crypto-linked cards backed by $RLUSD to pay for goods and services globally, just like any other fiat debit card. By leveraging the speed and efficiency of the XRP Ledger, transactions are expected to be near-instant and cost-effective.
BIG: Ripple partners with Mastercard, WebBank, and Gemini to bring $RLUSD stablecoin settlement to the XRP Ledger for fiat card payments. pic.twitter.com/2joeijF5iJ
— Cointelegraph (@Cointelegraph) November 6, 2025
Boosting Utility for XRP Ledger
This integration doesn’t just benefit $RLUSD; it significantly enhances the utility of the XRP Ledger. With Mastercard and WebBank’s infrastructure, the ledger becomes a more powerful tool for institutional-grade financial products, driving wider adoption and trust in Ripple’s ecosystem.
In an industry still building bridges to traditional finance, Ripple’s approach is a notable example of how blockchain technology can evolve into practical, real-world financial solutions. This partnership could be a game-changer in the global stablecoin competition.