Robert Kiyosaki has issued another strongly worded economic warning, offering what he calls “Lesson #4” on how to get richer during a downturn.
Reacting to fresh labor market data, he noted that ADP reported 32,000 job losses in November, primarily from large companies, while small businesses shed a much heavier total of 120,000 workers.
Kiyosaki believes these layoffs are only the beginning and predicts far more severe cuts as the world “slides into a global recession” in 2026. His message is aimed at anyone worried their job might be at risk, urging them to take practical steps now rather than waiting for the downturn to hit.
New Income Streams and Recession-Proof Skill Sets
Kiyosaki’s first recommendation is to secure an additional source of income immediately. He suggests that anyone who owns a car should learn how to operate on platforms like Uber or Lyft to understand the system while jobs remain available.
Lesson #4: How to get richer when the economy crashes:
ADP just announced 32,000 jobs were lost in November.
Those job losses are from big businesses.
The frightening news is small businesses laid off 120,000 workers.
The bigger lay offs will begin in 2026 when the world…
— Robert Kiyosaki (@theRealKiyosaki) December 4, 2025
He argues that service-based work will be critical when traditional employment becomes less reliable. He then turns to the value of sales skills, emphasizing that most employees “can’t sell,” and that individuals who develop real selling ability will be able to join businesses that outperform during recessions. Kiyosaki advises finding a company or product capable of surviving economic turbulence, researching it thoroughly now, and positioning oneself to help expand its revenue when the recession takes hold.
Capital Raising and Real Estate Opportunities
Another major focus of Kiyosaki’s lesson is the ability to raise capital, an area he claims most workers never master. He predicts that both residential and commercial real estate will “crash in 2026,” exposing a wave of distressed properties that could become generational buying opportunities. According to Kiyosaki, assembling a team, structuring deals, securing investors, and selling improved assets is the fastest way to build wealth during a downturn. He describes this strategy as using other people’s “time, skills, and money,” framing it as the essence of capitalism.
Learning a Trade and Building Long-Term Security
Kiyosaki also highlights the value of practical education, urging those concerned about job stability to consider trade schools instead of taking on student debt for degrees with limited economic utility. He argues that society will always need nurses, plumbers, electricians, and elder-care professionals, and that these skills hold their value even in recessions. In his view, learning a useful trade provides both stability and upward mobility regardless of the economic cycle.
Accumulating Assets That Hold Value Through Inflation
Kiyosaki ends his lesson with a call to accumulate assets that appreciate as fiat currency loses purchasing power. He encourages people to keep their jobs while gradually saving real gold, silver, Bitcoin, and Ethereum.
He singles out silver as the most “affordable” asset right now, noting that it has reached an all-time high of $57 as of December 4, 2025, and predicting it could reach $96 by January 2026. He closes with a phrase he attributes to his Rich Dad: “Nobody went broke making a tiny profit, little by little, day after day,” framing incremental accumulation as the most reliable path to financial resilience.