Early investors in Shiba Inu and Dogecoin, who experienced significant gains, are now showing keen interest in Mutuum Finance (MUTM). This decentralized finance (DeFi) cryptocurrency is currently in Phase 7 of its presale and is valued at $0.04. Mutuum Finance is developing a lending and borrowing platform designed to create genuine on-chain demand through its borrowing and staking functionalities. Many investors view MUTM as a top cryptocurrency to buy, seeking to capture the same asymmetric upside that Shiba Inu and Dogecoin offered at their initial launch.
From Meme Coin Millionaires to Utility Hunters
In 2021, Shiba Inu (SHIB) saw its price increase by over 1,000,000%, while Dogecoin (DOGE) experienced a 10,000% pump. However, both assets lacked real-world use cases. Once the initial hype subsided, SHIB experienced a decline of over 95% from its peak, and DOGE fell by more than 80%. Despite these drops, early investors in these tokens still managed to accumulate millions. These investors are now shifting their focus to Mutuum Finance, a DeFi cryptocurrency that exhibits similar potential but with a strong emphasis on utility.
Presale Phase Rewards Early Adopters
Mutuum Finance has implemented a presale structure designed to benefit early participants. The price of MUTM has grown by 300% from its initial presale price of $0.01 to its current price of $0.04 in Phase 4. The presale is set to introduce higher prices in subsequent phases, making participation at the current stage crucial for investors aiming for substantial returns. The project has successfully raised over $19.8 million and has attracted more than 18,800 distinct investors.
Market Interest and Whale Activity
The Mutuum Finance presale has garnered attention from both retail investors and significant account holders, indicating a high level of confidence in the project. Notably, one whale investor, who was an early participant in Dogecoin and Shiba Inu, has invested $105,000 into the presale. This substantial investment serves as a strong endorsement of Mutuum Finance, particularly as the market anticipates a potential bull run in 2026. The increased visibility has positioned MUTM as a cryptocurrency to consider buying now.
MUTM has a fixed total supply of 4 billion tokens, with no new tokens scheduled for minting, which is intended to prevent market dilution and maintain scarcity. Of the total supply, 1.82 billion tokens have been allocated for early investors through the ongoing presale. More than 850 million of these tokens have already been purchased by investors.
Infrastructure and Price Discovery
To ensure accurate and up-to-date pricing, the Mutuum Finance system utilizes Chainlink oracles. These oracles validate token prices against highly liquid currencies such as USD, ETH, and AVAX. For instance, if a user deposits 10 ETH as collateral when ETH is valued at $2,000, the total collateral value is $20,000. Mutuum Finance could then permit this investor to borrow $14,000, representing a 70% loan-to-value (LTV) ratio. Should the price of ETH decrease to $1,500, the collateral value would fall to $15,000, consequently increasing the LTV ratio. Accurate, real-time pricing is critical for risk management, especially in volatile markets. Mutuum Finance incorporates fallback oracles, aggregation feeds, and on-chain data to ensure constant updates regarding asset collateral, risk management, and liquidation processes, positioning it as a prime cryptocurrency to invest in currently.
Why Investors Are Taking Notice
Mutuum Finance presents significant return on investment (ROI) potential due to its early-stage presale investment model, functional DeFi crypto platform, scarcity concept, and robust infrastructure. Unlike Shiba Inu and Dogecoin, this new DeFi cryptocurrency offers a strong utility focus and sustainable price drivers. The participation of whale investors further solidifies the token's status as a top cryptocurrency to buy at this time.