Bitcoin (BTC) continues to grab headlines after a poll conducted by Michael Saylor suggested that BTC can hit $150K by the year’s end, reflecting the very high optimism among retail and institutional investors. While BTC remains a market bellwether, traders are increasingly interested in identifying high-upside altcoins with growth potential and real‑world utility. Mutuum Finance (MUTM) is a star in the making. Priced at $0.035, with over 60% of its Stage 6 presale already full, its two lending model places Mutuum Finance in the role of a DeFi project that will be in the position to garner attention and capital in Q4 2025, offering investors an early‑stage alternative to more established cryptos like Bitcoin.
Investor sentiment in Bitcoin (BTC) is turning warm after a survey by Michael Saylor, asking whether BTC will close 2025 above $150,000. With 77.2% of nearly 83,000 voters predicting an end‑of‑year pump, the survey brings to light widespread optimism despite ongoing market volatility. Growing institutional uptake, such as MicroStrategy’s ongoing accumulation strategy, and imminent regulatory clarity in the United States are reasserting the narrative of BTC as a long‑term store of value.
Skeptics caution that macro risks and tightening liquidity may moderate gains, but bulls cite Bitcoin’s capped supply and accelerating adoption as a foundation for sustained upward momentum. While BTC makes headlines for its possible new highs, investors are also considering Mutuum Finance (MUTM), a utility‑focused DeFi coin offering another avenue for high‑upside growth in the crypto market.
Mutuum Finance Presale Gains Strong Momentum
Mutuum Finance (MUTM) has broken another presale record after raising over $16.9 million in Phase 6. Tokens are currently trading at $0.035, a 16.17% increase from Phase 5. Investor interest remains high, with over 16,770 backers expressing confidence in the project’s long‑term roadmap.
The protocol also has dynamic Loan‑to‑Value (LTV) and liquidation ratios that automatically adjust based on real‑world market conditions, making the system highly volatility‑sensitive. Reserve multipliers range from 10% for high‑risk assets to 35% for low‑risk assets, offering a double‑layered safety net for the security of users and the platform.
Security is always Mutuum Finance’s top priority. The platform just launched a $50,000 USDT Bug Bounty Program, inviting white‑hat hackers, security researchers, and developers to detect and report bugs. Bugs are categorized into four severity levels: critical, major, minor, and low, for comprehensive protection and to sustain the platform’s long‑term security roadmap.
Lending & Borrowing Protocol Development
Mutuum Finance has announced its lending and borrowing protocol, a milestone achievement of its DeFi development. Version 1 (V1) will launch on the Sepolia Testnet in Q4 2025 with a liquidity pool, mtToken, debt token, and liquidator bot. The protocol will feature ETH and USDT for collateralization, lending, and borrowing from day one, offering a secure and scalable experience for users.
To get stable and real‑time valuations, the protocol utilizes Chainlink oracles for USD, ETH, MATIC, and AVAX feeds. The system also uses fallback oracles, composite data feeds, and on‑chain price references, providing multi‑layer protection and stable pricing even under conditions of abnormal market volatility.
BTC and MUTM Offer Double Opportunity for 2025
With Bitcoin (BTC) set to potentially end the year at highs of over $150K, fueled by institutional adoption and bullish market sentiment, investors are also searching for high‑upside altcoins to complete their portfolios. Mutuum Finance (MUTM), which is at only $0.035, with more than 16,770 holders and having raised more than $16.9 million in its Stage 6 presale, is a glittering opportunity. Its dual‑pronged lending infrastructure, dynamic risk management, and upcoming lending and borrowing protocol render MUTM a scalable, secure, and utility‑driven DeFi project.
For more information regarding Mutuum Finance (MUTM) please use the following links:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance