Stablecoins have become a major part for crypto traders and investors. Recently, the International Monetary Fund (IMF) has published a 56-page report outlining both their benefits and the macro-financial risks they may pose.
The report emphasized the importance of stablecoins in making cross-border payments. Interestingly, Digitap ($TAP), a new omnibank app, offers stablecoin payment services with fees under 1%.
Imagine transacting stablecoins from a neobank-like application with the fastest speeds. This has attracted investors worldwide to Digitap’s crypto presale. $TAP is the best crypto to buy now because of its real-world utility and huge potential. Learn more!
IMF Report Shows Explosive Stablecoin Growth as Asia Leads Global Adoption
Demand for stablecoins is rising steadily for trading, investing, payments, and more. The IMF report shows that it has expanded at a pace that traditional regulators were not prepared for.
Since 2023, the combined market cap of USDT and USDC has tripled and exceeded $260 billion. In addition, the trading volumes have soared 90% year-over-year to over $23 trillion. This report shows that Asia is leading the stablecoin activity among other continents.
Moreover, the IMF highlights that the use of stablecoins helps to reduce fees in remittances, which often cost up to 20% per transaction in some regions.
For migrant workers, it would be a better option to choose stablecoins for sending money home as they don’t have to deal with intermediaries. The transactions will also be transparent and settle faster.
However, there are some risks associated with stablecoins like de-pegging and a lack of interoperability. Thus, the IMF is advocating for proper regional regulation and strong monitoring of crypto activities.
The IMF says stablecoins will be mainstream soon, and global regulation should be set up faster.
Digitap Rises Amid Stablecoin Boom With First Crypto–Fiat Omnibank
As the stablecoin market grows, the need for a proper platform to manage and transfer will also increase. Digitap has already stepped up and is building the world’s first omnibank that merges both crypto and fiat in a single app.
Its mobile app is already live on iOS and Android. Users can download and use it for daily spending and managing finances. It has also integrated the Visa network, allowing users to access virtual or physical Visa-backed cards.
In addition, Digitap offers a no-KYC onboarding process, which allows users to use its services instantly without extensive identity verification. As a result, the mass adoption of Digitap is increasing as anyone can join its ecosystem with a simple sign-up.
Moreover, Digitap addresses several problems raised by the IMF in its recent report. For instance, it enables fast and inexpensive global payments with fees less than 1% per transaction.
In its multi-rail architecture, Digitap has integrated payment networks, such as SWIFT, SEPA, and ACH, as well as blockchain networks like Bitcoin and Ethereum. To complete the transaction, its AI routing engine chooses the most effective route for faster and cheaper settlement.
Doesn’t this align closely with the IMF’s call for more cost-efficient cross-border payments? Along with stablecoins like USDT and USDC, users can transfer cryptos such as BTC, ETH, or $TAP and many more fiat options in their native currency.
Thus, many users prefer Digitap for its utility and are drawn to its ongoing crypto presale. The most amazing thing here is that Digitap has already released its product before the completion of its presale.
Digitap Emerges as the Best Crypto to Buy Before 2025 Ends
The domination of stablecoins is growing in global finance, and capital continues to flow into new crypto presale projects. There is no surprise that the $TAP presale is nearly sold out and has raised over $2.32 million so far.
Investors can now buy $TAP at the price of $0.0361, a nearly 75% discount from its listing price of $0.14. At listing, $TAP could generate approximately 288% gains instantly. It is the best crypto to buy now with potential up to 100x ROI.
With planned listing and budget allocation, Digitap aims to get listed in tier-1 exchanges like Binance and Coinbase. This listing will increase the exposure of $TAP around the world and help boost its price.
In addition, Digitap is offering 124% APR to stakers. Investors are accumulating and staking their tokens to increase their position. This will also provide an additional passive income stream for them. Thus, $TAP is the best crypto to buy before 2025 ends.
Digitap Set to Dominate Stablecoin Transactions in 2026, Ranking as a Top Crypto Presale Today
The IMF report clearly shows that the stablecoin market is having a major impact on global finance, including cross-border payments. Their ability to reduce remittance costs and improve financial access makes them systemically important.
However, people also need user-friendly apps that integrate stablecoins into real-world utility. Digitap is a platform with a fully functional omnibank app with strong security and a simple interface. Users can easily transact stablecoins using the Digitap app.
In 2026, Digitap could dominate as the app with the highest volume of stablecoin transactions. Its presale is already 97% complete, making it the best crypto presale of 2025.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Website: https://digitap.app