Context of the Exchange
The remarks came after a direct interaction between UnknowDLT and SWIFT’s CIO on X. In response to SWIFT’s latest collaboration with ConsenSys on Linea, UnknowDLT argued that such partnerships “do not move liquidity, only data.” He added that XRP is the asset capable of solving the liquidity problem and insisted, “Swift will integrate XRP, I have no doubt about that.”
Zschach expressed confusion in his reply, and UnknowDLT’s follow-up post argued that SWIFT’s executives recognize XRP’s importance but are unable to speak about it directly.
The Argument on Liquidity
The foundation of the XRP community’s perspective is that global cross-border payments require a liquidity solution, not just improvements in messaging or interoperability.
While SWIFT has engaged in blockchain initiatives through partnerships with firms like ConsenSys, these efforts, in the view of XRP supporters, do not resolve the liquidity challenge that slows and complicates international transfers.
UnknowDLT’s statement that Linea and similar projects “do not move liquidity, only data” reflects this core belief. XRP is presented as the asset uniquely designed to bridge currencies and deliver real-time settlement with on-demand liquidity, something its advocates maintain is essential for SWIFT’s long-term modernization.
SWIFT’s Current Direction
SWIFT itself has emphasized innovation in areas such as tokenization, interoperability across ledgers, and enhancing its gpi service. SWIFT has made no official announcement regarding the integration of XRP. Nonetheless, the conviction within the XRP community remains firm.
UnknowDLT’s comments reflect the continued belief that XRP will ultimately be indispensable to the transformation of global settlements, regardless of the partnerships SWIFT pursues in the present.