Tangem has officially launched Tangem Pay, a new payment solution that allows users to spend $USDC stablecoins directly through a virtual Visa card, bridging the gap between self-custody wallets and traditional payment networks.
The product, unveiled this week, marks a major milestone in crypto payments by integrating stablecoin transactions with Visa’s global infrastructure, all without giving up wallet ownership or private key control.
Non-Custodial Payments Meet Visa
Tangem Pay operates as a non-custodial payment system built into the Tangem Wallet app. Users can spend stablecoins from their hardware wallet instantly at any merchant that accepts Visa, both in-store and online.
Self-custody meets real-world spending.
Tangem Pay, the non-custodial payment account embedded inside your Tangem Wallet, will begin its gradual rollout this month.
USDC. Virtual Visa card. Onchain. pic.twitter.com/qvy4al0W7E
— Tangem (@Tangem) November 5, 2025
Unlike custodial crypto cards that require third-party control, Tangem’s system ensures full on-chain ownership while providing the same convenience as a regular bank card.
The service currently supports Circle’s $USDC stablecoin on the Polygon network, with plans to expand to additional blockchains and tokens in future updates.
Global Rollout and Integration
The feature is initially rolling out across the United States, Latin America, and key Asia-Pacific markets, with a European launch scheduled for 2026. Tangem Pay integrates with Apple Pay and Google Pay, enabling seamless contactless payments and online purchases.
To activate Tangem Pay, users must complete a one-time identity verification (KYC) process, a step aimed at balancing regulatory compliance with user autonomy.
Stablecoin Utility Expands
The launch underscores the growing use of stablecoins like $USDC as practical payment instruments rather than just trading tools. With its Visa integration, Tangem is positioning itself at the forefront of crypto-to-fiat interoperability, offering users a bridge between blockchain-held assets and everyday financial activity.
By combining non-custodial storage, stablecoin reliability, and Visa’s global reach, Tangem Pay could become one of the most user-friendly ways to use digital currencies in real-world commerce.