Mutuum Finance (MUTM) is capturing investor attention with its rapid adoption and robust technological foundation, positioning itself as a noteworthy cryptocurrency investment. The project's Phase 6 presale is nearing completion, with 95% of tokens sold, reflecting strong support from over 18,330 early investors and a significant fundraising of nearly $19.15 million.
Further bolstering confidence, MUTM is undergoing a Halborn security audit, assuring investors of its smart contract integrity. The upcoming V1 Sepolia testnet launch, scheduled for Q4 2025, will introduce a fully functional decentralized lending and borrowing system, complete with interest-bearing tokens and yield-driven incentives. These developments are establishing Mutuum Finance as a top crypto pick for early investors.
MUTM Presale Progress
Mutuum Finance is poised to be a significant project in the blockchain space in 2026. The ongoing presale has attracted over 18,330 participants, raising more than $19.15 million. Currently, Phase 6 tokens are priced at $0.035. However, Phase 7 will see a 20% price increase to $0.04, making the current phase the final opportunity to acquire MUTM tokens below this threshold. A key differentiator for Mutuum Finance is its focus on real-world utility rather than pure speculation, making MUTM an attractive asset for individuals seeking tangible value and a solid starting investment.
Advancing Towards V1 Testnet on Sepolia
Mutuum Finance is on the cusp of launching its V1 protocol on the Sepolia testnet in Q4 2025. This launch will implement core functionalities, including its mtToken, reward system, collateralization and borrowing terms, interest rate formula, and support for ETH and USDT. The concurrent presale and testnet launch will enable users to engage directly with the dynamic DeFi ecosystem, moving beyond simple token investment. MUTM is now recognized as a prime cryptocurrency for both retail and institutional investors looking for long-term DeFi exposure.

Halborn Security Audit Underway
The lending and borrowing system of the Mutuum Finance application is currently undergoing an independent audit by Halborn Security. This comprehensive assessment will evaluate the final software for functional correctness, system integrity, and the security of user funds. Updates will be provided periodically, with the testnet launch schedule to be announced upon completion of the audit. This rigorous auditing process underscores MUTM's commitment to integrity, reliability, and ecosystem security, solidifying its position as a cryptocurrency with real-world utility and strong investor trust.
Mutuum Finance (MUTM) continues its rapid development, with Phase 6 of its presale nearly sold out, having garnered over 18,330 participants and raised $19.15 million. The impending launch of the V1 Sepolia testnet in Q4 2025 will mark the activation of Mutuum's lending and borrowing protocol. Early investors can currently acquire MUTM tokens for $0.035, but this price will increase to $0.04 in Phase 7. This makes MUTM a cryptocurrency to watch in 2025 and a top choice for early entry.

