TrustLinq enables cryptocurrency spending for individuals and businesses by facilitating direct crypto-to-fiat payments without a bank account.
TrustLinq, a Swiss-regulated crypto-to-fiat payment intermediary, announced the launch of its pioneering crypto-to-fiat payment platform that enables cryptocurrency holders to send fiat payments directly from crypto holdings to anyone, anywhere in the world in over 70 local currencies. The platform, underpinned by Swiss oversight, bank-level compliance and secure automation, enables direct crypto-to-fiat seamlessly and executes payments via local payment rails — or through TrustLinq debit cards, which are expected in Q1 2026.
Addressing Market Inefficiencies in Crypto Payments
The platform addresses a critical market inefficiency: while over 580 million cryptocurrency users exist globally, less than 0.005% of businesses accept digital assets directly. This creates friction for crypto holders seeking to deploy digital assets for real-world expenses such as rent, payroll, supplier payments, and operational costs. TrustLinq eliminates this friction by enabling direct crypto-to-fiat payments without requiring recipients to accept crypto, open a wallet, or change their banking setup.
TrustLinq is an early-mover in the emerging niche of crypto-to-fiat payment facilitation, with no direct competitors offering comparable functionality. Unlike existing cryptocurrency payment processors that require merchants to accept digital currencies directly, TrustLinq empowers crypto holders to leverage their digital assets for fiat payments to any third party globally. Importantly, TrustLinq clients do not need a bank account to use the platform, while recipients utilize their existing banking infrastructure to receive fiat, as opposed to the traditional method of converting crypto to fiat before it is deposited into their bank accounts.
Tailored Solutions for Individuals and Businesses
The platform serves two primary market segments with tailored solutions. For individuals, TrustLinq enables cryptocurrency holders to pay personal expenses such as rent, tuition, leisure, and international transfers directly from crypto holdings. For businesses, the platform enables crypto-to-fiat payouts for vendor payments, international payroll, and operational expenses. The solution particularly resonates with trading firms, affiliate networks, SaaS companies, and e-commerce businesses that receive cryptocurrency as operational revenue.
Leadership Vision for the Future of Payments
The future of payments requires bridging crypto and fiat seamlessly. With 580m+ crypto users globally holding substantial digital assets, the demand for practical, compliant fiat utility is immense. TrustLinq transforms how individuals and businesses deploy cryptocurrency in the real world, not through speculation, but through practical financial operations.
Roadmap and Future Expansion
Looking ahead, TrustLinq plans to launch debit card capabilities in Q1 2026 to expand payment options and enable direct cryptocurrency-funded purchases at traditional merchants worldwide. The roadmap underscores the company’s commitment to transitioning cryptocurrency from a speculative asset class into a practical financial instrument for daily operations and personal expenses.
About TrustLinq
TrustLinq is a Swiss-regulated financial intermediary bridging cryptocurrency and traditional banking. The platform enables individuals and businesses holding cryptocurrency to send fiat payments to anyone, anywhere in the world across 70+ currencies. Operating under Swiss regulation and compliant with Swiss AML, TrustLinq seamlessly enables crypto-to-fiat and executes payments globally while maintaining local payment efficiency via methods including SEPA, SWIFT, Faster Payments, ACH, and upcoming debit card solutions. The company prioritizes security, compliance, and user control through a non-custodial intermediary model that does not hold client funds.