Uphold Exchange has unveiled a major XRP-focused update, signaling its renewed commitment to the Ripple-backed digital asset. The company announced the relaunch of its U.S. debit card program, designed to reward users with XRP for everyday spending. This move reinforces Uphold’s position as one of the few major platforms maintaining strong ties to the XRP ecosystem.
According to Uphold, customers can now earn up to 6% in XRP rewards when using the debit card for transactions involving dollars, crypto, or stablecoins. Users who choose to deposit part of their paycheck directly into their Uphold account will also receive an additional 4% in XRP rewards. These rates are available for ninety days after sign-up.
Nancy Beaton, Uphold’s chief revenue and marketing officer, said the decision to bring back the debit card reflects the company’s loyalty to XRP holders. She explained that Uphold’s choice to keep XRP listed during uncertain regulatory times helped strengthen its relationship with the community, making this relaunch a natural progression.
Breaking: Uphold brings XRP rewards to everyday spending.
Our U.S. Debit Card is here, giving users up to 6% in $XRP rewards every time they swipe. Read more via @TheBlock__ ↓ https://t.co/JlXKLKhhGG
— Uphold (@UpholdInc) October 30, 2025
Uphold Strengthens Its XRP Commitment
Uphold’s announcement comes after the platform reinstated staking rewards for U.S. customers across nineteen digital assets, including Ethereum, Solana, and NEAR. This broader initiative highlights Uphold’s efforts to provide users with more opportunities to benefit from crypto assets, while placing XRP at the center of its rewards ecosystem.
Beaton emphasized that the new card will serve both existing XRP enthusiasts and new users exploring crypto payments. She described the relaunch as a strategic step aimed at deepening Uphold’s integration with XRP and enhancing its everyday utility.
Gemini Partners With Ripple to Launch XRP Credit Card
In a related development, Gemini partnered with Ripple in August to roll out its own XRP credit card, marking another milestone in XRP’s growing use in payments. The card, issued by WebBank, enables customers to earn cashback in XRP across several spending categories.
Cardholders can receive up to 4% back in XRP on fuel, electric vehicle charging, and rideshare payments. Dining purchases earn 3%, groceries earn 2%, and all other transactions return 1% in XRP. Additionally, Gemini has teamed up with select merchants to offer up to 10% cashback on eligible transactions.
Both Uphold and Gemini’s XRP-driven initiatives highlight a broader industry shift toward making digital assets more functional for daily payments. Uphold’s major announcement underlines its leadership in this space, reaffirming its deep-rooted partnership with the XRP community while expanding opportunities for crypto adoption in everyday finance.