A recent analysis by SMQKE focuses on technical documentation to explore XRP's role in global payments, moving beyond speculation to examine specific code references from RippleNet and R3 Corda. This approach grounds the discussion in observable data, aiming to clarify how XRP-related systems are positioned to operate within ISO 20022 and SWIFT-aligned environments.
For anyone who wants to see the actual code linking XRP to ISO 20022 and SWIFT, here’s direct proof:
• Image 1 shows RippleNet’s Payment schema referencing the "ISO 20022 ExternalClearingSystemIdentificationCode List".
This confirms XRP’s infrastructure is built on ISO…
RippleNet’s ISO 20022-Based Payment Schema
The first piece of evidence presented highlights a JSON schema from RippleNet’s Payment Object. Within this structure, a direct reference is made to the “ISO 20022 ExternalClearingSystemIdentificationCode List.” This specific reference is part of RippleNet’s messaging architecture, which dictates the formatting and identification of payment information within its system.
SMQKE interprets this as confirmation that RippleNet's design inherently incorporates ISO 20022 standards. Given that ISO 20022 is a requirement for institutions interacting with SWIFT’s updated messaging framework, this schema suggests that RippleNet is engineered for compatibility with these evolving requirements.
Corda Modules Combining XRP and SWIFT Functionality
The second image originates from R3 Corda’s codebase. It displays a list of imported modules that include components such as “XrpPayment,” “XrpSettlement,” “SWIFTPaymentStatusType,” and “SWIFTService.” SMQKE points to this combination as evidence that Corda is capable of managing XRP-related actions and SWIFT-compatible messaging within a single system.
This technical arrangement means that XRP can be utilized through a platform that already adheres to ISO 20022 standards. The implication is that enterprise environments employing Corda possess the technical capability to execute payment and settlement processes involving XRP while maintaining integration with SWIFT-compliant architectures.
The Relevance of ISO 20022 Alignment
SMQKE asserts that any organization or digital asset aiming to operate within a SWIFT-connected environment must align with ISO 20022. The presented images, according to the analysis, demonstrate that both RippleNet and Corda already operate at this standard, thereby establishing XRP's compatibility within these systems.
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The core argument is not based on theoretical possibilities but on what the underlying code explicitly shows: that ISO 20022 compliance is present at the infrastructure level. This compliance enables XRP to function within those specific rails when transmitted through these compliant environments.
Clarification from Community Response
Further context was provided by X user Lion of Kishnar, who commented on the post. They noted that while RippleNet and Corda may be ISO compliant, the XRP Ledger itself is not. Their perspective is that XRP, as an asset, does not require direct ISO 20022 compliance to be transacted through a compliant system. They further explained that the images presented support this precise distinction.
The analysis by SMQKE utilizes specific technical files to illustrate how RippleNet and Corda integrate ISO 20022 and SWIFT-aligned functionalities while supporting XRP-related operations. The subsequent comments from Lion of Kishnar introduce a crucial distinction between platform compliance and asset compliance, providing readers with a more comprehensive understanding of the technological integration.