According to Stern Drew, Ripple’s Evernorth Project could be a defining moment for XRP and its future role in institutional finance. He explained that the initiative opens a clear and compliant pathway for Wall Street investors to gain exposure to XRP through regulated investment structures.
This means large funds can participate in the XRP market without directly holding the cryptocurrency. Drew said this quiet change could reshape how traditional finance interacts with digital assets.
He added that Evernorth was built to bridge the gap between crypto innovation and financial regulation. It creates a legal framework that satisfies institutional standards while still supporting the decentralized nature of XRP. By offering this balance, Drew noted, Ripple is positioning XRP as a bridge asset that institutions can confidently adopt.
Evernorth’s Structure and Institutional Access
Drew described the Evernorth Project as a public-market wrapper supported by a disclosed treasury policy and blue-chip financial backers. This structure gives professional investors an avenue to gain exposure to XRP without dealing directly with spot exchanges.
🚨 Evernorth backed by Ripple, is going public with over $1 billion to build the world’s largest institutional XRP treasury.
What exactly is Evernorth, why is Ripple involved, and how does this quietly change everything for XRP?
This is way bigger than people think👇 pic.twitter.com/I6gdbwwoKN
— Stern Drew (@SternDrewCrypto) October 20, 2025
Many institutional mandates prohibit buying or holding cryptocurrencies outright, but Evernorth allows them to invest through a listed and compliant vehicle.
He emphasized that this development could unlock massive institutional capital previously barred from the XRP ecosystem. By aligning with financial regulations, Evernorth provides legitimacy that traditional investors require before entering the digital asset market.
Drew said that this model could quietly channel billions into XRP through corporate treasuries and investment funds.
The analyst also pointed out that this approach could lead to a notable demand surge. Unlike closed deals that take place privately and often at discounts, open-market purchases at current prices can directly influence value. Hence, as institutional buying increases, the overall market price of XRP could strengthen naturally over time.
The Strategic Role of David Schwartz and Institutional Integration
Drew revealed that David Schwartz, Ripple’s Chief Technology Officer and the chief architect of the XRP Ledger, has joined Evernorth as a strategic advisor. He explained that Schwartz’s involvement connects the technical foundation of XRP with institutional finance, ensuring the project’s structure remains aligned with Ripple’s technology.
Drew stated that this partnership reflects Ripple’s deliberate strategy to embed its blockchain systems into mainstream financial operations.
He also noted that Ripple’s focus extends beyond expansion to deep integration. Partnerships with platforms like GTreasury show Ripple’s intent to become part of financial operations at the corporate and banking level.
This integration, Drew said, positions Ripple within global financial systems, including those linked to the Federal Reserve, European Central Bank, and major Wall Street entities.
A Silent Shift in Financial Power
Drew concluded that the Evernorth Project represents a quiet revolution in how institutions engage with digital assets. By combining compliance, technology, and accessibility, Ripple is building a bridge between blockchain innovation and regulated finance. He observed that this transformation is unfolding gradually but with profound implications.
As Evernorth matures, XRP may transition from being viewed as a speculative token to becoming a recognized component of institutional portfolios. This silent shift, Drew said, could ultimately redefine XRP’s place within global finance.