XRP's recovery in December is encountering significant obstacles, with its price remaining within a bearish channel and consolidating between $2.23 and $1.95. Macroeconomic pressures could further exacerbate a downward trend. Amidst this uncertainty surrounding XRP's short-term trajectory, Digitap ($TAP) presents itself as a compelling alternative for global banking needs.
Digitap aims to integrate traditional banking services with digital assets, offering practical utility and avenues for growth. The question arises: could $TAP be considered the best crypto to buy now in December? This analysis delves into the challenges facing XRP, the utility-driven potential of $TAP, and the reasons behind the significant investor interest in Digitap's presale.
XRP Price Trapped in a Bearish Channel as $2.00 Support Holds Precariously
Over the past week, XRP has been trading within a range of $2.23 to $1.95. The cryptocurrency has experienced selling pressure following an 18% decline in November, which erased its early 2025 gains. Technically, XRP is confined within a descending daily channel, with crucial support at the $2.00 mark. A breach of this support could lead to the XRP price testing $1.80 or even $1.60.
The initial resistance level is situated around $2.30, above the bearish channel. A Relative Strength Index (RSI) below 50 suggests that bearish momentum persists. Furthermore, CoinCodex's predictions indicate a potentially bearish outlook for XRP in December, with approximately only 37% of days recorded as positive over the past month.
Utility-Driven Upside Versus Macroeconomic Risk: A 400% Payment Surge Challenges Bearish Outlook
In other developments, Ripple locked 700 million XRP in escrow on December 1, with no releases planned, which has helped to alleviate supply concerns. Network upgrades, such as Rippled 2.6.2, scheduled for December 19, are designed to enhance scalability. However, traders are closely monitoring the potential for a decline to $1.80 if macroeconomic pressures from Federal Reserve rate cuts and Bank of Japan hikes intensify.
Adding to the market's volatility, CryptoQuant data reveals that XRP Ledger Velocity has reached its highest point of the year, signaling rapid trading activity and increased liquidity.
This surge in velocity, coupled with an increase in short positions, suggests that any negative catalyst could lead to a further erosion of gains. Despite these risks, a notable 400% increase in on-chain payments over the last three months points to potential utility-driven growth for XRP in 2026, provided the $2.00 support level holds.
However, given the ongoing uncertainty surrounding XRP's recovery, $TAP offers an alternative for investors seeking promising altcoins to buy this year.
Digitap: A Promising Banking Solution for the Future of Finance
Digitap provides users with seamless access to both fiat and cryptocurrency through a mobile-first interface. It facilitates easy deposits, withdrawals, transfers, and exchanges between crypto and fiat, all while upholding stringent security measures and compliance with global regulations.
Moreover, Digitap supports multiple currencies and offers real-time payment capabilities. Its robust account options are designed to cater to personal, business, and enterprise users, thereby fostering a smooth integration between decentralized finance and traditional financial systems.
Consequently, crypto enthusiasts are recognizing Digitap as one of the top crypto presales of 2025.
The $TAP token, as Digitap's native cryptocurrency, powers the platform by enabling staking, transactions, and governance. Currently priced at $0.0361, $TAP offers early investors an opportunity to participate in a project that merges traditional finance (TradFi) and decentralized finance (DeFi). Therefore, it could be considered among the best altcoins to buy in December.
$TAP's Growth Potential: A Forward-Looking Investment Opportunity
Digitap is strategically positioned to capitalize on the rapidly expanding omnibank market, which is projected to encompass 3.6 billion mobile users by 2030. As individuals and businesses increasingly seek faster, more cost-effective, and reliable financial services, Digitap's integrated solution stands out as a key player in this evolving landscape.
The platform's capability to offer frictionless crypto-fiat interoperability and reduce cross-border payment costs makes it a compelling option among the top crypto presales to invest in today. $TAP is currently in round 2 of its presale, with 97% of this round already sold out. The presale has successfully raised over $2.3 million, with nearly 140 million tokens sold and more than 120,000 wallets connected.
Based on the tiered pricing structure, the value of $TAP is expected to increase to $0.0371 within the next few days. As the demand for integrated financial services continues to grow, $TAP holds the potential to be the best crypto to buy now in December.
Digitap Could Be the Best Crypto Presale to Invest In Now
With XRP facing ongoing challenges and the global financial system undergoing continuous evolution, the demand for seamless integration between fiat and crypto is more critical than ever. Digitap is uniquely positioned to address these needs, offering a mobile-first platform that effectively bridges the gap between traditional finance and decentralized assets.
With increasing adoption and a growing demand for integrated financial services, Digitap is poised to leverage this momentum. As the utility token behind this platform, $TAP may warrant consideration among the best altcoins to buy this month.