Key Insights
- •XRP price sits at $2.20 on November 28, 2025, as investors prepare for the Federal Reserve to end quantitative tightening on December 1.
- •Analyst Austin Hilton highlights that increased liquidity could support XRP price and market stability.
- •Macro tailwinds, regulatory clarity, and Ripple ecosystem developments suggest potential short-term upside for XRP.
XRP price sits at $2.20 as of November 28, 2025, up 1.37% over the past 24 hours amid a broader crypto market dip.
However, a pivotal Federal Reserve policy shift just six days away could inject fresh liquidity and spark volatility across risk assets like XRP.
Crypto analyst and commentator Austin Hilton spotlighted this in a X video, urging holders to mark December 1 when the Fed halts its quantitative tightening (QT) program—earlier than many forecasts suggested.
This end to three years of balance sheet runoff, confirmed in the Federal Reserve’s October 29, 2025, FOMC statement, shifts the central bank toward reinvesting maturing Treasuries.
That can potentially ease money market strains and boost investor appetite for high-beta plays.
XRP was trading near its 200-day moving average of $2.10 with a $133.59 billion market cap.
The timing aligns with ETF inflows topping $622 million since mid-November, hinting at a setup where added dollars could test resistance at $2.55.
Unpacking the Fed’s QT Pivot and Its Ripple Effects
The Federal Reserve launched QT in June 2022 to unwind pandemic-era stimulus, allowing up to $95 billion in securities to mature monthly without replacement.
By October 2025, reserves had dipped toward levels seen in the 2019 liquidity crunch, prompting action.
Chair Jerome Powell stated during the October 29 press conference, as quoted in Reuters that day: “Our long-stated plan has been to stop balance sheet runoff when reserves are somewhat above the level we judge consistent with ample reserve conditions.”
Starting December 1, the Fed will cap Treasury redemptions at $5 billion monthly—down from $25 billion—while fully reinvesting mortgage-backed securities proceeds into T-bills, per the FOMC policy update.
This tweak, detailed in November 19 minutes released by the Fed, garnered “almost all” policymaker support, with only one dissent from Governor Stephen Miran advocating an immediate halt.
The move stabilizes the $7.4 trillion balance sheet, averting tighter short-term rates like the recent spike in the Standing Repo Facility to record usage on October 29.
Hilton, in his 8-minute video viewed over 16,600 times on X by November 28, called it a “game-changer for liquidity.”
He argued the early end, anticipated by some for Q1 2026 per JPMorgan’s October 2025 note, signals proactive Fed easing amid cooling inflation at 2.8% annually.
Historical parallels abound: QT’s 2019 pause preceded a 15% S&P 500 rally within months, and XRP price amplified equity gains tenfold in similar cycles, per JPMorgan data.
XRP Price in Focus: Liquidity’s Double-Edged Sword
XRP price has held resilient above $2.00 support despite Bitcoin’s drop to $92,283, buoyed by Ripple’s ecosystem tailwinds.
The XRPL EVM sidechain launched June 30, 2025, enabling Solidity-based apps and boosting cross-chain liquidity via the RLUSD stablecoin, now at a $1.02 billion market cap.
Whales moved 460 million XRP in November, while RSI hovers at 57—neutral territory signaling accumulation without overbought risks.
Yet QT’s unwind could amplify swings. Increased liquidity often funnels into alts like XRP, which saw a 5% surge post-Franklin Templeton’s XRPZ ETF debut in October.
Hilton noted in his video: “More money flowing back into the system could ease liquidity pressures and improve market stability,” potentially lifting borrowing conditions and sentiment.
Community sentiment stands at 87% bullish from 1.7 million votes, with volume up 40.9% to $3.77 billion daily.
X posts echo the buzz. On November 27, @XRP_4_the_win tweeted: “The Federal Reserve is expected to cut rates by 25 basis points at its December 9-10 2025 meeting… Assets Prices (including crypto) will rise! $xrp.”
Market Catalysts For XRP Price: From ETFs to Macro Tailwinds
XRP price predictions for late 2025 lean optimistic. CoinDCX’s November 25 model targets $2.55 by month-end, driven by ETF momentum and regulatory clarity from the SEC’s July 2025 settlement.
Ventureburn’s November 24 forecast sees a short-term lift from falling traditional yields, with money market funds at $7.6 trillion eyeing crypto shifts amid Fed cuts.
Institutional flows underscore this. Nine U.S. XRP ETFs, including Bitwise’s, drew $622 million since November 14.
Ripple’s CBDC platform pilots in Bhutan and Palau enhance utility, though adoption hinges on XRP integration.
Macro aligns: Futures price an 85-88% chance of a December 25-basis-point cut, per CME FedWatch November 28.
December 1 kicks off a fluid era. QT’s end stabilizes reserves, potentially curbing repo spikes and fostering risk-on flows.
For XRP price, now at 2.88% of 24-hour market cap volume with 49,206 holders per CMC, this could validate $2.65 by December per CoinDCX.
Hilton wrapped his video with a call to action: “XRP Holders! You Only Have 6 Days Left!” Replies mixed hype with skepticism—@tsb525252 quipped “Day 7 and XRP is still 2.40” on November 26—but the thesis holds: Liquidity begets opportunity.
As Fed minutes from November 19 affirm broad consensus, XRP price watchers should monitor repo usage and dollar strength closely. In crypto’s interconnected web, six days might just rewrite the script.